Four Ways To Make Money During A Lockdown

In light of the current and ongoing concerns around the Covid-19 also know as coronavirus. A lot of countries are struggling to control or reduce the spread and the ‘WHO’ has recently declared this situation a world pandemic. If you have been watching the news recently you should be well aware of what has been happening in Italy, Spain and many other nations, Lock-downs are being implemented and the police and military are being deployed to ensure everyone stays in their homes to reduce the spread of this disease.

These lockdowns have also brought about multiple layoffs “left right centre” even some of the industries that you would least expect to lay off their employees. As you are reading this article, there is 60 percent chance that you are one of the victims of losing your job due to the coronavirus pandemic. Anyway, not all hope is lost! There are ways to still make an income during these tough times and some people will even emerge ‘RICH’ out of this crisis.

We are going to discuss 4 ways in which you can make a living during the lock-down and majority of the methods would not require huge investments and others you can start absolutely free.

Online Trading (1)

Online trading can be confronting if you have never done it before, however, with so much training courses and free videos on YouTube. Anyone can fast-track their learning of trading. The 4 most popular trading techniques are scalping, day trading, swing trading and position trading. The video below provides a snapshot of trading.

3 popular trading strategies : source – YouTube
  • Day trading – this is a practise of buying and selling within same trading day. The trader makes sure that all his/her positions are closed before the close of trading hours.
  • Position trading – This is when a trader buys and hold the security for days or for months. This strategy requires more advance traders to be effective.
  • Swing trading – the trader usually predicts a trend using fundamentals or technical analysis techniques and place a trade to capitalise on the change in the direction of the trend. Usually positions are held longer than a day.
  • Scalping trading – this is a very active form of trading where the trader seeks to exploit the price differences or gaps and these types of trades can be executed withing minutes. Some traders use trading apps or bots to capitalise on these gaps and the trading bot can execute these trades in a split of a second.

Choosing the method of trading will depend on the style that you feel comfortable with. Note that trading can be very risky, and you may lose all your initial capital in some cases. So, trade wisely or seek professional help.

Freelancing (2)

Freelancing has been growing in popularity in recent years and if you have not head about this, means you have been living under a rock (no offense). Anyway, this is basically a form of self-employment where you are not committed to any employer or project. There are several website platforms that host a lot of freelancers where organisations and individuals go to outsource freelancer services. The popular platforms include but not limited to, Fiverr, Upwork and many more.

I personally have been using Fiverr for more than 10 years now, I find this platform very easy to use. They even provide you with simple to follow training to get you started in this freelancing world. Because people differ in their preferences and tastes, you may find that you prefer another platform, so its worth giving yourself time to learn a few of them until you find your match.

As a freelancer, you can offer any services, anything that you think you have better skills than the next person e.g. translations services, voice over services, the list is endless.

The video explains freelancing a little bit more.

Affiliate Marketing (3)

Affiliate marketing is a very interesting concept, where you get paid a commission for referring others to buy products from a merchant. For example, Amazon will give you a unique link that you can send to your friends or promote on Facebook and if anyone who visit Amazon website through your unique link you will get paid 3%+ commission by Amazon.

There are several affiliate networks which you can join for free and start promoting offers to get commissions. Some full-time affiliate marketers are making six figure income just through promoting other people’s products. Affiliate marketing is very easy; however, it takes a lot of time to learn the useful methods. There is a lot of information online and some of the information is now obsolete and the methods no longer work. For up to date information I personally use AffLift (has both free and paid membership… the choice is yours 😉)

During this pandemic, the most popular products to promote are gaming products, online casinos, online surveys and online business opportunities

Common affiliate networks:

  • Maxbounty
  • Clickbank
  • Shareasale
  • &many others.

Creating Digital Info Products (4)

Creating a digital product: Information products can be a lucrative business model given that you only invest once if you know what you are doing.  I have read a lot of articles online with people giving testimonies of full time income from selling short eBooks and some were even outsourcing the whole process (which means, getting someone with better writing skills to write you a book) and you can then publish the eBook on amazon.

There is an old training course I came across years ago and this time it may be more relevant than ever if you would like to dive into creating these digital eBooks and start earning from them. This will ensure you learn the tricks of the trade faster and the right way.  

Please note that there is no guarantee that you will be making any dime when you follow whatever I am saying in this article. Use the information here as your foundation to do your own thorough research, mainly because there are a lot of crooks out there who can promise you amazing results just for you to part with your hard-earned money. During the lock-down, you have to be wise with how you spend your money because you never know when the lock-down may end.


The lockdown is not a death sentence, there is light at the end of the lockdown and the most important thing is to stay safe!!

If you are going through a financial problem and mental health problem due to the lock-down please contact the relevant authorities

Coronavirus Quiz


What is this new coronavirus?

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What are the symptoms of Coronavirus?

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How do coronaviruses spread?

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Should I travel while this outbreak is going on?

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What is the CDC and WHO advising about travelling to Wuhan, Hubei, China

Coronavirus is only affecting China - True or False?

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Where did the first case of nCov 2019 Coronavirus occured?

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Test Your Knowledge of nCov (2019 Coronavirus)
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IQ Test Quiz


Entomology is the science that studies:

Hint Hint!
Show hint
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Entomology is the study of insects, including their relationships with other animals, their environments, and human beings.

Eritrea is a country in:

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Eritrea is a northeast African country on the Red Sea coast. It shares borders with Ethiopia, Sudan and Djibouti.

What is the square root of 441?

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Which of these cities is furthest north?

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120/1000 = ?

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Which one of the six is least like the other five?

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8 + 2 ÷ (4 – 2) = ?

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The Second World War lasted from 1939 to ____.

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The International Women’s Day is celebrated in:

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International Women's Day is a worldwide event with a human rights theme, highlighting the social, economic, cultural and political achievements and contributions made by women. It is held annually on the 8th of March.

How many dots are on two dice?

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Your IQ Is 151 If You Score At Least 9/10

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For the latest advice, information and resources, go to Call the National Coronavirus Health Information Line on 1800 020 080. It operates 24 hours a day, seven days a week.

If you require translating or interpreting services, call 131 450. The phone number of your state or territory public health agency is available at

If you have concerns about your health, speak to your doctor

Australian Government

Top 4 Home Security Systems For 2020

  • Arlo Ultra 4k

The Arlo ultra 4k wireless security camera from renowned US network connected camera brand. Arlo ultra is the most advanced camera Arlo has created to date and the best choice for wireless home security and it works in all weather conditions and is loaded with features including 4K video colour, night vision and integrated spotlight, panoramic view, noise cancelling audio and more.

It is very easy to install Arlo ultra-system. It comes with complete instructions easy to understand on how you can install by yourself independently.

Position the camera on the newly designed Mount to take maximum advantage of our low ultras 180-degree view. If you want to install the magnetic charging cable, you can place the extra wire in the Mount to hide any unneeded Slack in the cable.

The price ranges from $350 to a few thousands.

  • Ring alarm.

Ring alarm claims to put a ring of security in and around your home using different types of security devices. The base station provides security for your entire home. The contact sensor monitors a door or window in your home. The motion detector watches a room inside your house for any motion.

It also comes with a range extender to expand your network so at distant device can send signals to the monitoring station.

The Ring alarm includes three security modes to fit your needs. It monitors all the sensors in and around your home giving you the most security when you’re not at home. You can set the system to ignore movement inside the house when you’re at home to give yourself freedom to move around your home.

The ring system is linked to an operational security centre with real human beings monitoring your home security, and when triggered, you get an alert, or a call and they can interfere with unauthorised access to your home or property.

  • Honeywell.

Honeywell Smart home security allows you to check on what’s happening at your home even when you’re not there. You’ll know the kids got home on time thanks to an alert when they come through the door.  Wherever you are, it’s easy to check on your home, around the clock and know who’s been there.

If an unwanted guest is detected, you can set to have a loud alarm to scare them off. Because you can link this to your mobile phone, it means you receive notifications on the go. This reduces your worries about the safety of your home and family.

  • Deep Sentinel

Deep Sentinel is a state-of-the-art security system and services, it is in its own league. The system comes loaded with artificial intelligence and real-time guards monitoring and protecting your property.

The package comes with

3 Wireless Cameras with motion activity sensors that triggers video feed to the security service operations centre.

1 Smart Hub with AI Processor

4 Rechargeable Batteries (one extra on hand), 2-3 months per charge

OneCoin – The Story Of One Coin Founder [Dr Ruja]

Dr Ruja – Founder of OneCoin

Dr Ruja Ignatova may not be a household name but among a certain following. She’s a superstar. She was the founder and the face of the cryptocurrency one coin. It was dubbed to be the Bitcoin killer and promised to revolutionize the way we see the money. Dr Ruja toward the world speaking to crowds of people at sold-out venues about how one coin was like Bitcoin, but bigger, better, and easier to use. On the back of one coin and the 3 million people who invested Dr Ruja reached fame and fortune, but suddenly in late 2017, she disappeared without a trace. Where did she go? What happened? What was later uncovered was a story of greed, deceit, fraud, and an international scam worth $15 billion.

stepping on stage to a packed out crowd in 2016 then 36-year-old crypto founder was welcomed with cheers and applause from endearing fans. The song, this woman is on fire, echoed through the Wembley arena, while the lady who stood on stage was a superstar of sorts. She wasn’t a pop singer. It was none other than Dr Ruja Ignatova, the founder of one coin and one of the leaders of the global cryptocurrency movement though unbeknown to the cheering masses. Just a year later, she would be on the missing person list.

Dr Ruja was a commanding figure. She was extremely intelligent and knowledgeable and was said to make high-level bankers look like falls. Her arguments were centred around many of the same ideologies that the wider crypto movement was based on the idea that traditional banks and governments had too much power when it came to currency and that it was time for a revolution to democratize money. That gives the power back to the people on the back of the 2008 global financial crisis. A lot of people were willing to listen and Riley saw on these points, she was right. The one coin founder went on to blame the greed of the big banks for the financial crisis and ultimately proclaimed that the current system was old and outdated and that cryptocurrencies as a whole and in particular one coin would be the future, but it went deeper than that. As dr Regis spoke to thousands of investors at Wembley stadium. She spoke about joining not just a good investment and not just a revolutionary global financial movement, but a family.

We will be the biggest out there and we will write history and the cryptocurrency community will have to rewrite philosophy. Nobody can compare to us. We have today the most users. We are the biggest crypto reserve currency out there and to everybody who tells me that I violate the philosophy of cryptocurrency guys, we are a bigger community. We decide what the philosophy of cryptocurrency. Yeah. In two years, nobody will speak about Bitcoin anymore.

Investors became part of a network called one life. They would join WhatsApp groups with insider information, often being told to ignore the outside haters. They even had their hand symbol, which people would use when meeting other members of one life, but despite all of this, Dr Ruja had the credentials to match a statement she studied at Oxford, had a PhD previously worked in McKenzie, which is a very exclusive global consulting group.

One coin grew fast. Within three years of launching though over 3 million investors from around the world, conferences and seminars popped up everywhere from the United States, China and the U K to African nations. Each event would at least show a video of Dr Ruja when she was too busy to leave her home country of Bulgaria. Things were going great for one coin until late 2017 though earlier in the year, some cracks were beginning to show. In April of 2017 Indian police arrested 18 people in Mumbai for trying to organize a OneCoin recruiting event. Though during the sting, 11 million us dollars was transferred out of bank accounts before the police could get to it. In all of this, what was Dr Ruja going to do?

Dr Ruja was scheduled to speak at a OneCoin seminar in Lisbon, Portugal in October 2017 however, she didn’t make it to the seminar. This was unusual as her colleagues noted that she was extremely punctual. She would often refuse to attend meetings if the other parties were just a single minute late. Her colleagues called her no answer, no messages either. No one knew where she was being the head of a movement as valuable as one coin comes with its targets. The crypto founder was well aware of this and walked around with two bodyguards, fears for her life spread where the room is saying that she was kidnapped by some big bangs or more optimistically that she went into hiding from them. But the thing is nobody has seen Dr Ruja since that day.

After her disappearance talks to Regis, younger brother Constantin had taken her place at the top of the OneCoin empire. He was previously her bodyguard and personal assistant, a tattooed muscular figure who was by the previous account of other employees. A bit dim in March of 2019 Constantin was about to board a flight from Los Angeles to Bulgaria. The FBI arrested him and charged him with money laundering and fraud. The same day US authorities proclaimed one coin to be a fraud. The FBI has secretly charged the now missing Dr Ruja over two years ago. Around the same time, she went missing this raised some questions. Had she been tipped off? There’ll be more on this later in the episode. So what was one coin in the first place? Essentially it was multilevel marketing. Multilevel marketing typically uses people to recruit others. He purchased starter packages. You make a commission for every person that you bring into the business. This includes a cut of that person’s future sales, including everybody that they bring into the business.

The problem with multilevel marketing is that it rarely if ever actually creates any value in the form of a product or a service. Fundamentally, people make money off recruiting others, hence a few people at the top make all the money while the rest leaves everything. One coin is sold in the form of educational packages, which contain tokens which allow you to mine one coins. However, there isn’t any mining going on the blockchain. A fundamental structure of cryptocurrency doesn’t even exist in one coin, and the exchange, which allows real money to be traded for one coin, has been under construction for years and would constant delays. Though the company will tell you that they sell educational packages, helping teach people about financial freedom.

Each of these educational packages could cost anywhere from $100 to $100,000 this is how one coin made their money. A lot of the educational materials in these packages were later found to be plagiarized from other sources. The buyers of these packages are told that the money that they used to buy them would be converted into one coin, which is guaranteed to go up in value. Of course, this turned out to be false, perhaps by hiding behind technicalities and loopholes. They’ve been able to grow so rapidly and fall under the legislative radar.

And when you have a digital product that you cannot touch like an education package, of course, people are more sceptical. So, um, I respect everybody who has questions or who criticize, uh, or just wants to talk to us. But what I do not like is when people do not do their homework and do not check what is going on.

One coin recruited the best and most experienced multilevel marketing sellers to start the chain and the scheme was far-reaching even as far as you Uganda. The seminars sprouted all over the world and brought evermore people into the get rich scheme. Sadly, some sold their houses or their farm animals to buy-in. Just exactly how much did you lose and what effect has it had your life personally? The last 10,000, Judas and the friends, um, collectively one loss has been 250,000 euros. It has been devastating for the unsuspecting person.

It’s not hard to see how they could be fooled. She wowed the crowds with their inspirational speeches, her credentials constantly upholding her. However, not all was as it seems one of the first Google image search results that you get from Dr Ruja appears to be her on the front cover of Forbes magazine here. She looks the part of a pioneering genius, but in reality, this wasn’t the front cover of Forbes far from it. It was a paid advertisement in Forbes, Bulgaria magazine. The advert appeared halfway through the magazine next to another advert selling watches. Of course, it was just a method to trick people into thinking. Forbes had done a front-page interview with her.

While it remains that Dr Ruja has a PhD, attended Oxford and is undoubtedly intelligent. The careful fabrication of other aspects of her persona was an attempt to build authority and credibility around her. Hence when she spoke at events, people were not only enchanted by her words but impressed by her credibility. This is what made buying one coin look very attractive. What were you told about investing one coin and what he could earn?

You are told that it would, it’s the value of it when she purchased the bread packages. So I find those in pain package when you bought it at tendon to admit that you took a cut in C value of 40. So you sense that’s how it was approached to you. Um, which sounds like an amazing financially life change. Yeah.

Well this founder finishing off the face of the earth and the indictment of her brother who took over the helm, the one coin show must go on in homage to its glamorous founder. One coin bizarrely held a beauty contest. It was a hastily organized event intended to promote one coin in time with doubt. Shrouded the company, the whole thing was a very strange affair.

The top five contestants won $25,000 of plastic surgery vouchers or the equivalent amount. In one coin, the company claimed that it would have an audience of 20 to 50 million people and that it was sponsored by Vogue. However, this couldn’t be further from the truth. There was only a few hundred people at the event and folk had no idea about the contest. Reading the website, miss grammatical errors can be clearly seen and it does look like a run of the mill internet fraud, but regardless, it’s amazing to think that this organization pulled in $15 billion in investments beneath the smiles.

The glitz and glamour lie an uncomfortable truth, a truth that not only reflects individual human nature but society as a whole such as our perception of information in the tech age coupled with greed and a herd mentality.

Dr Ruja is one example of blowing wide open the floors of the modern age with so much information being constantly created on the internet, people don’t have time to fact check people and companies can openly lie about facts and get away with it. The small portion of people who find the truth have a much smaller voice than the lie that was first told, and even if lies are exposed, it’s also easy to blame fake knees haters or simply just put out opposing content. Multilevel marketing, which relies on a community and person to person selling can share some similarities to a cult. The people inside are convinced to believe that the outside is against them.

This us versus them mentality was one of the reasons that one coin seemingly continued to go on so effortlessly. The believers, the entire financial sector, and most of the world’s governments wanted to shut down a revolution. Many still believe that dr rouges disappearance was for her safety as opposed to her scamming everyone and running away with their money. So where is Dr Ruja? Well, right now that’s anyone’s guess. Her brother and former bodyguard Stanton do reveal more details. However, during testimony, after being arrested by the FBI, the States Dr Ruja was living in Bulgaria before she vanished. She told him that she was quote, very tired of all the haters and was afraid somebody close to her was going to give her up to the FBI. Some of the final details we have are that Dr Ruja bought some plane tickets to Vienna, Austria, and then Athens. Greece. Constantin hasn’t spoken to your sister since she disappeared. He hired a private investigator to find her, but this has been unsuccessful.

She’s warranted by the United States. Her brother is in custody awaiting trial, and yet her company is still somehow functioning with steadfast believers and new ones buying in each day. According to BBC journalists, as much as $1 million is still being pulled in each week, her lawyer has recently been found guilty of fraud to the tune of 50 million us dollars and is awaiting sentencing. It’s difficult to predict where she is, however, there’s a high chance that she’s still alive and just laying low by accounts of former OneCoin employees. Her mother was unnerved by her daughter’s disappearance, suggesting that Dr Ruja made a calculated exit. As mentioned, her last known travel destination was Athens. Greece, though some clue is pointed to by London and Russia. With all of this being said, the wealth she acquired from one coin may mean that finding her is impossible.

So two things really, it’s trying to figure out where this woman is, which there are theories like you wouldn’t believe about where she is, what’s happened to her, and also try to sort of uncovering just how she managed to pull this off. I mean in some strange way. This is a remarkable achievement to fold so many people and then to have vanished off the face of the earth. This was becoming almost like a religion.

Dr Ruja through one coin has exposed some glaring faults and society technology is developing so rapidly that it’s difficult to keep up. This can generally be a great thing though. On the flip side, many people can be fooled into believing in technology they don’t understand, especially in this day and age, with so many sides to each story and the emergence of fake news surrounding the internet, it’s easy to get lost in an echo chamber of confirmation bias today. It seems much more difficult for people to change their minds and consider opposing information. Dr Ruja, who was thought to have run away with $400 million may never be caught. Some even believe that she’s drastically changed her appearance with plastic surgery sources say that the money lost ranges anywhere from 4 billion to $15 billion for the sake of all of those investors who were scammed and lost everything.

We can only hope that Dr Ruja Ignatova resurfaces somewhere and has to answer for her misconduct. It’s such a sad thing to see happen, but the only thing that can be learned is always to do your research before investing in anything.